Plan Ledger DOL Form 5500 · updated monthly

Mod-Pac Corp.401(k)

MOD-PAC CORP. PROFIT SHARING/401(K) PLAN · BUFFALO, NY · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Mod-Pac Corp. reported $32,570 in plan administrative expenses for 2025: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,391 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.06% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 1,732nd-largest of 5,648 plans among New York employers on file, and the 3,937th of 13,661 in manufacturing. In 2025, employees put in $2.46 for every $1.00 the employer contributed; active participation has grown from 272 to 314 since 2022.

Plan summary
Net assets, end of year$36,130,427
Participants with balances397
Active participants314
Employer contributions$436,682
Employee contributions$1,076,001
Employer contribution per active participant$1,391
Average account balance$91,009
Benefits paid to participants$2,434,245
Plan auditUnmodified (clean) audit opinion
AuditorCTBK LLP
Plan history4
Yearassets · accounts · employer contribution
2025$36.1M · 397 accts · $437K emplr
2024$32.3M · 392 accts · $411K emplr
2023$29.4M · 427 accts · $392K emplr
2022$26.4M · 362 accts · $351K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$32,570
Total administrative$32,570
The Mod-Pac Corp. 401(k) match · 2025
Employer contribution per active participant$1,391
Median for plans this size$2,666
2025$1,391 per active participant
2024$1,347 per active participant
2023$1,106 per active participant
2022$1,290 per active participant

Mod-Pac Corp.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
THE VANGUARD GROUP · Claims processing · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$32,570 · 0.10%
2024$31,008 · 0.10%
2023$21,609 · 0.08%
2022$18,494 · 0.06%
Same employer
Similar plansManufacturing · New York
Grace Industries LLC NY$37.1M · 0.03%
Magnetic Analysis Corp. NY$37.0M · 0.04%
Finch Paper LLC NY$37.0M · 0.05%
Ames Goldsmith Corp. NY$36.8M · 0.02%
Precipart Corporation NY$35.2M · 0.31%
Dynalec Corporation NY$34.9M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 384099339 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.