Plan Ledger DOL Form 5500 · updated monthly

Missoula Bone & Joint, LLC401(k)

MISSOULA BONE & JOINT, LLC 401(K) PROFIT SHARING PLAN & TRUST · MISSOULA, MT · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Missoula Bone & Joint, LLC reported $66,871 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $5,365 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 43rd-largest of 229 plans among Montana employers on file, and the 2,636th of 11,911 in health care & social assistance. In 2024, employees put in $1.02 for every $1.00 the employer contributed; active participation has grown from 185 to 209 since 2022.

Plan summary
Net assets, end of year$31,947,122
Participants with balances313
Active participants209
Employer contributions$1,121,204
Employee contributions$1,148,659
Employer contribution per active participant$5,365
Average account balance$102,067
Benefits paid to participants$1,265,680
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$31.9M · 313 accts · $1.1M emplr
2023$27.5M · 279 accts · $891K emplr
2022$22.1M · 234 accts · $875K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$66,871
Total administrative$66,871
The Missoula Bone & Joint, LLC 401(k) match · 2024
Employer contribution per active participant$5,365
Median for plans this size$2,416
2024$5,365 per active participant
2023$4,502 per active participant
2022$4,729 per active participant

Missoula Bone & Joint, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$54,083
BIG SKY RETIREMENT INC · Contract administrator$16,145

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$66,871 · 0.22%
2023$62,181 · 0.25%
2022$46,739 · 0.20%
Same employer
Similar plansHealth Care & Social Assistance · Montana
Great Falls Clinic MT$40.9M · 0.30%
Livingston Healthcare MT$32.5M · 0.35%
Sidney Health Center MT$32.1M · 0.35%
Glendive Medical Center MT$30.4M · 0.50%
Ortho Montana, PSC MT$30.1M · 0.60%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841392819 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.