Plan Ledger DOL Form 5500 · updated monthly

Middle River Marine, LLC401(k)

MIDWEST EMPLOYER 401(K) PLAN · MOKENA, IL · plan year 2025

Reported admin expense ratio · 2025
0.69%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Middle River Marine, LLC reported $30,775 in plan administrative expenses for 2025: 0.69% of average plan assets, above the peer median. Employer contributions averaged $3,513 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.24% to 0.69%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Illinois (2,987th of 3,702), and 1,684th of 2,677 in transportation & warehousing. In 2025, employees put in $1.68 for every $1.00 the employer contributed; active participation has grown from 87 to 99 since 2022.

Plan summary
Net assets, end of year$4,744,049
Participants with balances123
Active participants99
Employer contributions$347,742
Employee contributions$582,550
Employer contribution per active participant$3,513
Average account balance$38,570
Benefits paid to participants$1,043,007
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$4.7M · 123 accts · $348K emplr
2024$4.1M · 113 accts · $305K emplr
2023$3.5M · 112 accts · $211K emplr
2022$2.7M · 108 accts · $224K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$17,675
Audit (IQPA)$13,100
Total administrative$30,775
The Middle River Marine, LLC 401(k) match · 2025
Employer contribution per active participant$3,513
Median for plans this size$1,464
2025$3,513 per active participant
2024$3,017 per active participant
2023$2,290 per active participant
2022$2,580 per active participant

Middle River Marine, LLC's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$17,675
VRAKAS S.C. · Accounting / audit$13,100

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$30,775 · 0.69%
2024$24,431 · 0.64%
2023$1,381 · 0.04%
2022$6,765 · 0.24%
Similar plansTransportation & Warehousing · Illinois
Becker Logistics LLC IL$5.1M · 1.35%
Ironhorse Resources, Inc. IL$4.8M · 0.56%
Cargo Partner Network IL$4.5M · 0.14%
Lanter Distributing LLC IL$4.2M · 0.98%
T.H. Ryan Cartage Co. IL$4.1M · 0.69%

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Source: U.S. Department of Labor, Form 5500 series, EIN 270936309 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.