Plan Ledger DOL Form 5500 · updated monthly

Mid-America Apartment Communities, Inc.401(k)

MAA 401(K) SAVINGS PLAN · GERMANTOWN, TN · plan year 2025

Reported admin expense ratio · 2025
0.20%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Mid-America Apartment Communities, Inc. reported $308,568 in plan administrative expenses for 2025: 0.20% of average plan assets, above the peer median. Employer contributions averaged $2,445 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.24% to 0.20%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 108th-largest of 1,496 plans among Tennessee employers on file, and the 71st of 2,096 in real estate & leasing. In 2025, employees put in $1.63 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$169,260,674
Participants with balances2,816
Active participants2,183
Employer contributions$5,337,023
Employee contributions$8,698,068
Employer contribution per active participant$2,445
Average account balance$60,107
Benefits paid to participants$13,286,395
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$169.3M · 2,816 accts · $5.3M emplr
2024$143.6M · 2,755 accts · $4.9M emplr
2023$127.7M · 2,733 accts · $4.7M emplr
2022$106.7M · 2,657 accts · $4.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$252,013
Investment management$56,555
Total administrative$308,568
The Mid-America Apartment Communities, Inc. 401(k) match · 2025
Employer contribution per active participant$2,445
Median for plans this size$4,093
2025$2,445 per active participant
2024$2,289 per active participant
2023$2,292 per active participant
2022$2,184 per active participant

Mid-America Apartment Communities, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
EMPOWER ADVISORY GROUP, LLC · Investment management$56,555

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$308,568 · 0.20%
2024$290,427 · 0.21%
2023$290,595 · 0.25%
2022$272,331 · 0.24%
All plans at this employer2
MAA 401(K) SAVINGS PLAN401(k)
MID-AMERICA APARTMENT COMMUNITIES, INC. EMPLOYEES' STOCK OWNERSHIP PLANESOP
Similar plansReal Estate & Leasing · Tennessee
Willow Bridge E.C.W. LLC TX$177.3M · 0.21%
Compass, Inc. NY$172.2M · 0.18%
Clarion Partners, LLC NY$166.8M · 0.08%
Gid Investment Advisers LLC MA$162.6M · 0.19%
Ff Properties LP CA$162.3M · 0.21%
Wework Management LLC NY$161.8M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621543819 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.