Plan Ledger DOL Form 5500 · updated monthly

Michaud, Cooley, Erickson & Associates, LLC401(k)

MICHAUD, COOLEY, ERICKSON PSP AND TRUST · MINNEAPOLIS, MN · plan year 2025

Reported admin expense ratio · 2025
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Michaud, Cooley, Erickson & Associates, LLC reported $3,438 in plan administrative expenses for 2025: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,522 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.012% to 0.011%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 643rd-largest of 1,918 plans among Minnesota employers on file, and the 3,839th of 11,654 in professional & technical services. In 2025, employees put in $2.21 for every $1.00 the employer contributed; active participation has grown from 111 to 126 since 2022.

Plan summary
Net assets, end of year$33,351,994
Participants with balances192
Active participants126
Employer contributions$695,761
Employee contributions$1,535,153
Employer contribution per active participant$5,522
Average account balance$173,708
Benefits paid to participants$4,192,059
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$33.4M · 192 accts · $696K emplr
2024$30.6M · 185 accts · $671K emplr
2023$29.4M · 186 accts · $553K emplr
2022$25.0M · 172 accts · $489K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,438
Total administrative$3,438
The Michaud, Cooley, Erickson & Associates, LLC 401(k) match · 2025
Employer contribution per active participant$5,522
Median for plans this size$2,666
2025$5,522 per active participant
2024$5,457 per active participant
2023$4,611 per active participant
2022$4,404 per active participant

Michaud, Cooley, Erickson & Associates, LLC's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$38,643

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025The Standard
2024The Standard
2023Securian

This plan has changed recordkeepers within these filings. If you left Michaud, Cooley, Erickson & Associates, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$3,438 · 0.01%
2024$2,640 · 0.01%
2023$3,109 · 0.01%
2022$3,428 · 0.01%
Same employer
Similar plansProfessional & Technical Services · Minnesota
The Moscoe Group, Inc. MN$34.7M · 0.39%
Minnetronix Medical, Inc. MN$34.6M · 0.22%
Collective Measures, Inc. MN$33.8M · 0.03%
Netspi, LLC MN$33.5M · 0.18%
Stoneridge Companies, LLC MN$32.9M · 0.24%
Ab Carval Investors, LP MN$31.9M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 410832180 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.