Plan Ledger DOL Form 5500 · updated monthly

Mercedes-Benz Financial Services USA LLCProfit-sharing plan

MERCEDES-BENZ FINANCIAL SERVICES USA LLC RETIREMENT PLAN · FARMINGTON HILLS, MI · plan year 2025

Reported admin expense ratio · 2025
0.14%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Mercedes-Benz Financial Services USA LLC reported $122,522 in plan administrative expenses for 2025: 0.14% of average plan assets, above the peer median. Employer contributions averaged $9,497 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.07% to 0.14%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 310th-largest of 2,619 plans among Michigan employers on file, and the 1,058th of 4,798 in finance & insurance. active participation has shrunk from 522 to 454 since 2022.

Plan summary
Net assets, end of year$93,401,987
Participants with balances620
Active participants454
Employer contributions$4,311,694
Employee contributions—
Employer contribution per active participant$9,497
Average account balance$150,648
Benefits paid to participants$8,547,838
Plan auditUnmodified (clean) audit opinion
AuditorWARREN AVERETT CPAS AND ADVISORS
Plan history4
Yearassets · accounts · employer contribution
2025$93.4M · 620 accts · $4.3M emplr
2024$84.6M · 665 accts · $4.7M emplr
2023$74.4M · 709 accts · $4.5M emplr
2022$65.9M · 769 accts · $4.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$41,779
Investment management$7,068
Total administrative$122,522
Employer contributions to the Mercedes-Benz Financial Services USA LLC plan · 2025
Employer contribution per active participant$9,497
Median for plans this size$4,093
2025$9,497 per active participant
2024$9,618 per active participant
2023$9,123 per active participant
2022$8,102 per active participant

Mercedes-Benz Financial Services USA LLC's 2025 employer contribution ran above the $4,093 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDUCIENT · Investment advisory (participants) · Investment advisory (plan)$73,125
VOYA INSTITUTIONAL PLAN SERVICES · Other services$42,329

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$122,522 · 0.14%
2024$124,104 · 0.16%
2023$60,374 · 0.09%
2022$51,320 · 0.07%
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Aaa Life Insurance Company MI$98.5M · 0.16%
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Greenleaf Trust MI$90.0M · 0.08%
United Federal Credit Union MI$83.9M · 0.28%
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Source: U.S. Department of Labor, Form 5500 series, EIN 208653034 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.