Plan Ledger DOL Form 5500 · updated monthly

Mechanical Holdings, Inc.ESOP

20/20 PLUMBING AND HEATING, INC. ESOP · RIVERSIDE, CA · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Mechanical Holdings, Inc. reported $6,788 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,979 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.00% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 2,625th-largest of 9,483 plans among California employers on file, and the 1,502nd of 5,337 in construction. active participation has shrunk from 650 to 563 since 2022.

Plan summary
Net assets, end of year$30,788,409
Participants with balances1,024
Active participants563
Employer contributions$2,240,133
Employee contributions—
Employer contribution per active participant$3,979
Average account balance$30,067
Benefits paid to participants$497,347
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$30.8M · 1,024 accts · $2.2M emplr
2024$23.6M · 1,006 accts · $2.4M emplr
2023$20.3M · 998 accts · $2.4M emplr
2022$19.4M · 958 accts · $2.5M emplr
Administrative expenses, itemized · 2025
Investment management$6,788
Total administrative$6,788
Employer contributions to the Mechanical Holdings, Inc. plan · 2025
Employer contribution per active participant$3,979
Median for plans this size$2,666
2025$3,979 per active participant
2024$4,324 per active participant
2023$3,826 per active participant
2022$3,839 per active participant

Mechanical Holdings, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history4
2025$6,788 · 0.02%
2024$6,711 · 0.03%
2023$3,927 · 0.02%
2022$41 · 0.00%
Similar plansConstruction · California
Kprs Construction CA$31.4M · 0.34%
Pacific Steel Group CA$31.1M · 0.14%
Green Valley Corporation CA$31.0M · 0.05%
McH Electric, Inc. CA$30.1M · 0.01%
Kinetic Systems, Inc. CA$29.8M · 0.29%
R.D.M. Electric Co., Inc. CA$29.5M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 814532686 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.