Plan Ledger DOL Form 5500 · updated monthly

McRee Ford, Inc.401(k)

MCREE FORD, INC. RETIREMENT SAVINGS PLAN · DICKINSON, TX · plan year 2025

Reported admin expense ratio · 2025
0.57%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

McRee Ford, Inc. reported $59,511 in plan administrative expenses for 2025: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $543 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.62% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Texas (2,966th of 5,688), and the 2,507th of 5,215 in retail trade. In 2025, employees put in $7.63 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,695,509
Participants with balances131
Active participants159
Employer contributions$86,284
Employee contributions$658,436
Employer contribution per active participant$543
Average account balance$81,645
Benefits paid to participants$2,086,986
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$10.7M · 131 accts · $86K emplr
2024$10.0M · 137 accts · $84K emplr
2023$9.8M · 137 accts · $82K emplr
2022$8.7M · 139 accts · $84K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$59,511
Total administrative$59,511
The McRee Ford, Inc. 401(k) match · 2025
Employer contribution per active participant$543
Median for plans this size$2,666
2025$543 per active participant
2024$555 per active participant
2023$533 per active participant
2022$578 per active participant

McRee Ford, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$59,511 · 0.57%
2024$56,796 · 0.57%
2023$61,224 · 0.66%
2022$57,639 · 0.62%
Same employer
Similar plansRetail Trade · Texas
Conner Industries, Inc. TX$11.0M · 1.15%
Culligan Southwest, Inc. TX$11.0M · 0.07%
Alixarx, LLC TX$10.9M · 0.14%
2020 Companies, Inc. TX$10.9M · 0.89%
Don Davis Auto Group, Inc. TX$10.6M · 0.60%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 741547557 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.