Plan Ledger DOL Form 5500 · updated monthly

McFutures, Inc.401(k)

THE HEALY MCDONALD'S SAVINGS AND RETIREMENT PROGRAM · WINCHESTER, KY · plan year 2022

Reported admin expense ratio · 2022
0.94%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

McFutures, Inc. reported $39,706 in plan administrative expenses for 2022: 0.94% of average plan assets, higher than ~75% of peers. Employer contributions averaged $113 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.94% to 1.70%. The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Kentucky (703rd of 871), and 4,168th of 5,215 in retail trade. In 2022, employees put in $8.81 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,632,196
Participants with balances126
Active participants180
Employer contributions$20,267
Employee contributions$178,558
Employer contribution per active participant$113
Average account balance$28,827
Benefits paid to participants$477,041
Plan auditUnmodified (clean) audit opinion
AuditorSTROTHMAN & COMPANY PSC
Plan history2
Yearassets · accounts · employer contribution
2023$759K · 92 accts · $22K emplr
2022$3.6M · 126 accts · $20K emplr
Administrative expenses, itemized · 2022
Professional / advisory$39,706
Total administrative$39,706
The McFutures, Inc. 401(k) match · 2022
Employer contribution per active participant$113
Median for plans this size$1,114

McFutures, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023$37,352 · 1.70%
2022$39,706 · 0.94%
Similar plansRetail Trade · Kentucky
Bill Collins Ford, Inc KY$4.2M · 0.41%
Paducah Ford, Inc. KY$4.1M · 0.19%
Quantrell Cadillac Inc KY$3.8M · 1.68%
T-G Enterprises, Inc. KY$2.8M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610966310 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.