Plan Ledger DOL Form 5500 · updated monthly

McDonald Wholesale Co.401(k)

MCDONALD WHOLESALE CO. NON-UNIONIZED EMPLOYEE 401(K) PLAN · EUGENE, OR · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

McDonald Wholesale Co. reported $69,193 in plan administrative expenses for 2024: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,744 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.49% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 407th-largest of 1,021 plans among Oregon employers on file, and 2,239th of 4,246 in wholesale trade. In 2024, the employer put in $1.12 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$16,292,487
Participants with balances209
Active participants217
Employer contributions$812,481
Employee contributions$725,532
Employer contribution per active participant$3,744
Average account balance$77,954
Benefits paid to participants$803,530
Plan auditUnmodified (clean) audit opinion
AuditorBVAL CPAS & ADVISORS, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$16.3M · 209 accts · $812K emplr
2023$13.8M · 188 accts · $636K emplr
2022$11.4M · 185 accts · $704K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,560
Investment management$28,871
Total administrative$69,193
The McDonald Wholesale Co. 401(k) match · 2024
Employer contribution per active participant$3,744
Median for plans this size$2,416
2024$3,744 per active participant
2023$3,132 per active participant
2022$3,368 per active participant

McDonald Wholesale Co.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE CO USA · Recordkeeping · Investment management$4
ROEHL & YI INVESTMENT ADVISORS LLC · Investment advisory (participants)$28,871

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$69,193 · 0.46%
2023$61,523 · 0.49%
2022$57,316 · 0.49%
Same employer
Similar plansWholesale Trade · Oregon
On Inc. OR$17.5M · 0.07%
Houstons, Inc. OR$16.7M · 0.10%
Portland French LTD. OR$14.0M · 0.00%
Mitchell Lewis & Staver Co. OR$12.2M · 0.62%
Andretti Group OR$11.2M · 0.70%

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Source: U.S. Department of Labor, Form 5500 series, EIN 260855703 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.