Plan Ledger DOL Form 5500 · updated monthly

McCray Lumber Company401(k)

MCCRAY LUMBER COMPANY PROFIT SHARING PLAN · OVERLAND PARK, KS · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

McCray Lumber Company reported $88,067 in plan administrative expenses for 2024: 0.41% of average plan assets, above the peer median. Employer contributions averaged $1,645 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.47% to 0.41%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 275th-largest of 828 plans among Kansas employers on file, and the 1,309th of 5,215 in retail trade. In 2024, employees put in $3.84 for every $1.00 the employer contributed; active participation has shrunk from 275 to 229 since 2022.

Plan summary
Net assets, end of year$22,828,844
Participants with balances241
Active participants229
Employer contributions$376,683
Employee contributions$1,445,728
Employer contribution per active participant$1,645
Average account balance$94,725
Benefits paid to participants$1,717,078
Plan auditDisclaimer of opinion
AuditorHUTCHINS & HAAKE LLC CPA
Plan history3
Yearassets · accounts · employer contribution
2024$22.8M · 241 accts · $377K emplr
2023$19.8M · 310 accts · $421K emplr
2022$16.7M · 309 accts · $440K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$36,335
Investment management$51,732
Total administrative$88,067
The McCray Lumber Company 401(k) match · 2024
Employer contribution per active participant$1,645
Median for plans this size$2,416
2024$1,645 per active participant
2023$1,848 per active participant
2022$1,601 per active participant

McCray Lumber Company's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
NORTH AMERICAN KTRADE ALLIANCE, LLC · Accounting / audit · Actuarial$23,065
COMMONWEALTH EQUITY SERVICES LLP · Investment advisory (participants) · Investment advisory (plan)$47,402
DEMARS PENSION CONSULTING SERVICES, · Accounting / audit · Claims processing$10,374

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NORTH AMERICAN KTRADE ALLIANCE, LLC
2023NORTH AMERICAN KTRADE ALLIANCE, LLC

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Administrative cost history3
2024$88,067 · 0.41%
2023$109,883 · 0.60%
2022$86,316 · 0.47%
Same employer
Similar plansRetail Trade · Kansas
Morse Chevrolet, Inc. KS$26.6M · 0.62%
Jtl Leasing Flp KS$23.9M · 0.12%
Peruvian Connection, LLC KS$19.2M · 0.09%
Olathe Ford Sales, Inc. KS$17.3M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 440523965 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.