Plan Ledger DOL Form 5500 · updated monthly

McCoy Corporation401(k)

MCCOY 401(K) RETIREMENT SAVINGS PLAN · SAN MARCOS, TX · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

McCoy Corporation reported $176,537 in plan administrative expenses for 2024: 0.19% of average plan assets, above the peer median. Employer contributions averaged $1,015 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.31% to 0.19%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 664th-largest of 5,688 plans among Texas employers on file, and the 384th of 5,215 in retail trade. In 2024, employees put in $2.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$98,153,039
Participants with balances2,957
Active participants2,624
Employer contributions$2,664,185
Employee contributions$5,958,821
Employer contribution per active participant$1,015
Average account balance$33,193
Benefits paid to participants$8,737,238
Plan auditUnmodified (clean) audit opinion
AuditorLOLLEY & ASSOCIATES
Plan history3
Yearassets · accounts · employer contribution
2024$98.2M · 2,957 accts · $2.7M emplr
2023$86.7M · 2,980 accts · $4.4M emplr
2022$72.4M · 2,668 accts · $5.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$165,787
Total administrative$176,537
The McCoy Corporation 401(k) match · 2024
Employer contribution per active participant$1,015
Median for plans this size$3,635
2024$1,015 per active participant
2023$1,639 per active participant
2022$2,349 per active participant

McCoy Corporation's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NFP RETIREMENT INC.indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$176,537 · 0.19%
2023$159,758 · 0.20%
2022$235,748 · 0.31%
Same employer
Similar plansRetail Trade · Texas
Rs Americas, Inc. TX$110.4M · 0.08%
Fiesta Mart, L.L.C. TX$100.2M · 0.11%
Ubeo, LLC TX$79.1M · 0.18%
Dkk Holding Co., LTD TX$73.7M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741542718 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.