Plan Ledger DOL Form 5500 · updated monthly

Mason, Bruce & Girard, Inc.401(k)

MASON, BRUCE & GIRARD, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN · PORTLAND, OR · plan year 2025

Reported admin expense ratio · 2025
0.47%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Mason, Bruce & Girard, Inc. reported $49,945 in plan administrative expenses for 2025: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,797 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Oregon (526th of 1,021), and 7,721st of 11,654 in professional & technical services. In 2025, employees put in $2.12 for every $1.00 the employer contributed; active participation has grown from 66 to 78 since 2022.

Plan summary
Net assets, end of year$10,899,379
Participants with balances100
Active participants78
Employer contributions$374,162
Employee contributions$792,093
Employer contribution per active participant$4,797
Average account balance$108,994
Benefits paid to participants$2,150,196
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$10.9M · 100 accts · $374K emplr
2024$10.2M · 102 accts · $7K emplr
2023$10.1M · 102 accts · $212K emplr
2022$10.2M · 135 accts · $468K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$21,879
Investment management$27,247
Total administrative$49,945
The Mason, Bruce & Girard, Inc. 401(k) match · 2025
Employer contribution per active participant$4,797
Median for plans this size$2,666
2025$4,797 per active participant
2024$90 per active participant
2023$3,078 per active participant
2022$7,096 per active participant

Mason, Bruce & Girard, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$20,877
INDEPENDENT RETIREMENT CONSULTI · Contract administrator$6,550
EMPOWER ADVISORY GROUP, LLC · Investment management$6,370
NORTHWESTERN MUTUAL WEALTH MGMT CO · Contract administrator$819

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$49,945 · 0.47%
2024$49,523 · 0.49%
2023$55,242 · 0.55%
2022$50,727 · 0.46%
Similar plansProfessional & Technical Services · Oregon
Peaberry Software, Inc OR$11.7M · 0.20%
Rfpio, Inc. OR$11.3M · 0.28%
Pipeworks Inc OR$11.2M · 0.02%
Concept Systems, Inc. OR$11.0M · 0.56%
Oregon Law Center OR$10.9M · 0.02%
Convergence Networks, Inc. OR$10.5M · 0.45%
Cayuse LLC OR$10.4M · 0.41%
Hawksoft, Inc. OR$10.2M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930753092 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.