Plan Ledger DOL Form 5500 · updated monthly

Marcal Manufacturing, LLC401(k)

MARCAL PAPER NON-UNION 401(K) PLAN · ELMWOOD PARK, NJ · plan year 2024

Reported admin expense ratio · 2024
0.81%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Marcal Manufacturing, LLC reported $205,128 in plan administrative expenses for 2024: 0.81% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,276 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.39% to 0.81%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 896th-largest of 2,419 plans among New Jersey employers on file, and the 4,909th of 13,661 in manufacturing. In 2024, employees put in $1.53 for every $1.00 the employer contributed; active participation has grown from 368 to 729 since 2022.

Plan summary
Net assets, end of year$26,636,360
Participants with balances1,216
Active participants729
Employer contributions$1,658,841
Employee contributions$2,530,309
Employer contribution per active participant$2,276
Average account balance$21,905
Benefits paid to participants$4,361,828
Plan auditDisclaimer of opinion
AuditorBLACKBURN, CHILDERS & STEAGALL, PLL
Plan history3
Yearassets · accounts · employer contribution
2024$26.6M · 1,216 accts · $1.7M emplr
2023$24.0M · 1,233 accts · $854K emplr
2022$12.7M · 575 accts · $713K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$85,805
Investment management$119,323
Total administrative$205,128
The Marcal Manufacturing, LLC 401(k) match · 2024
Employer contribution per active participant$2,276
Median for plans this size$2,416
2024$2,276 per active participant
2023$1,011 per active participant
2022$1,938 per active participant

Marcal Manufacturing, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
TRUOG-RYDING COMPANY, INC. · Contract administrator$109,093
EMPOWER ADVISORY GROUP, LLC · Investment management$15,038
USI ADVISORS INC$12,862
OAKWOOD CAPITAL SECURITIES, INC.indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$205,128 · 0.81%
2023$76,253 · 0.42%
2022$54,043 · 0.39%
All plans at this employer2
MARCAL PAPER NON-UNION 401(K) PLAN401(k)
MARCAL MANUFACTURING, LLC UNION 401(K) PLAN401(k)
Similar plansManufacturing · New Jersey
E.T. Browne Drug Co., Inc NJ$27.3M · 0.18%
United Envelope, LLC NJ$26.0M · 0.14%
United Envelope, LLC NJ$25.9M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 262230708 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.