Plan Ledger DOL Form 5500 · updated monthly

Maestro Food Co.401(k)

TOVALA 401(K) PLAN · CHICAGO, IL · plan year 2025

Reported admin expense ratio · 2025
0.82%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Maestro Food Co. reported $65,483 in plan administrative expenses for 2025: 0.82% of average plan assets, above the peer median. Employer contributions averaged $1,903 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.39% to 0.82%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Illinois (2,425th of 3,702), and 2,712th of 5,215 in retail trade. In 2025, employees put in $2.11 for every $1.00 the employer contributed; active participation has grown from 318 to 420 since 2022.

Plan summary
Net assets, end of year$9,577,817
Participants with balances414
Active participants420
Employer contributions$799,431
Employee contributions$1,688,112
Employer contribution per active participant$1,903
Average account balance$23,135
Benefits paid to participants$738,479
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$9.6M · 414 accts · $799K emplr
2024$6.3M · 374 accts · $677K emplr
2023$4.3M · 394 accts · $617K emplr
2022$2.0M · 321 accts · $473K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$41,610
Investment management$23,873
Total administrative$65,483
The Maestro Food Co. 401(k) match · 2025
Employer contribution per active participant$1,903
Median for plans this size$1,464
2025$1,903 per active participant
2024$2,177 per active participant
2023$1,710 per active participant
2022$1,486 per active participant

Maestro Food Co.'s 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
MMA SECURITIES LLC · Investment advisory (plan)$19,117
EMPOWER ADVISORY GROUP, LLC · Investment management$4,757

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$65,483 · 0.82%
2024$51,589 · 0.97%
2023$36,441 · 1.14%
2022$19,363 · 1.39%
Same employer
Similar plansRetail Trade · Illinois
J.A.K.Enterprises, Inc. IL$10.2M · 0.05%
Denman Services Inc. IL$9.9M · 0.08%
D'Arcy Buick Gmc, Inc. IL$9.7M · 0.60%
Carpet Weavers, Inc. IL$9.5M · 0.41%
Hammacher Schlemmer IL$9.5M · 0.01%
Butera Finer Foods, Inc. IL$9.4M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 474061855 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.