Plan Ledger DOL Form 5500 · updated monthly

Maestro Consulting Services, LLC401(k)

SYMPHONY MULTIPLE EMPLOYER PLAN · LINCOLNWOOD, IL · plan year 2022

Reported admin expense ratio · 2022
0.91%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Maestro Consulting Services, LLC reported $258,180 in plan administrative expenses for 2022: 0.91% of average plan assets, higher than ~90% of peers. Employer contributions averaged $176 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.91% to 1.49%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other other services employers. By assets it is the 1,458th-largest of 3,702 plans among Illinois employers on file, and the 839th of 3,341 in other services. In 2022, employees put in $10.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$25,842,779
Participants with balances1,900
Active participants1,746
Employer contributions$306,860
Employee contributions$3,169,948
Employer contribution per active participant$176
Average account balance$13,601
Benefits paid to participants$3,649,623
Plan auditUnmodified (clean) audit opinion
AuditorJMM CPA
Plan history3
Yearassets · accounts · employer contribution
2024$23.3M · 1,113 accts · $151K emplr
2023$25.4M · 1,761 accts · $246K emplr
2022$25.8M · 1,900 accts · $307K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$201,325
Investment management$49,999
Professional / advisory$6,856
Total administrative$258,180
The Maestro Consulting Services, LLC 401(k) match · 2022
Employer contribution per active participant$176
Median for plans this size$2,266
2024$319 per active participant
2023$385 per active participant
2022$176 per active participant

Maestro Consulting Services, LLC's 2022 employer contribution ran below the $2,266 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Recordkeeper by year2
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$362,740 · 1.49%
2023$272,753 · 1.06%
2022$258,180 · 0.91%
Same employer
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Aisc Holdings, Inc. IL$28.1M · 0.01%
Mkd Electric LLC IL$27.4M · 0.15%
The Chicago Community Trust IL$24.8M · 0.01%
Evans Scholars Foundation IL$24.1M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 475109722 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.