Plan Ledger DOL Form 5500 · updated monthly

Mackay & Somps Civil Engineers, Inc.401(k)

MACKAY & SOMPS PROFIT SHARING PLAN AND TRUST · PLEASANTON, CA · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Mackay & Somps Civil Engineers, Inc. reported $140 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $7,752 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.000%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,351st-largest of 9,483 plans among California employers on file, and the 2,110th of 11,654 in professional & technical services. In 2024, employees put in $1.87 for every $1.00 the employer contributed; active participation has shrunk from 112 to 99 since 2022.

Plan summary
Net assets, end of year$68,079,020
Participants with balances157
Active participants99
Employer contributions$767,440
Employee contributions$1,434,476
Employer contribution per active participant$7,752
Average account balance$433,624
Benefits paid to participants$2,725,531
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$68.1M · 157 accts · $767K emplr
2023$60.7M · 153 accts · $694K emplr
2022$51.0M · 162 accts · $976K emplr
The Mackay & Somps Civil Engineers, Inc. 401(k) match · 2024
Employer contribution per active participant$7,752
Median for plans this size$3,635
2024$7,752 per active participant
2023$6,943 per active participant
2022$8,713 per active participant

Mackay & Somps Civil Engineers, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE VANGUARD GROUP, INC. · Recordkeeping · Trustee (directed)$210

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$140 · 0.00%
2023$180 · 0.00%
2022$120 · 0.00%
Similar plansProfessional & Technical Services · California
Cerus Corporation CA$69.1M · 0.00%
Checkr Inc. CA$69.0M · 0.04%
Ziffren Brittenham LLP CA$68.3M · 0.41%
Discord Inc. CA$68.1M · 0.02%
Tae Technologies, Inc. CA$68.0M · 0.03%
Liebert Cassidy Whitmore CA$68.0M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942377392 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.