Plan Ledger DOL Form 5500 · updated monthly

M3 USA Corporation401(k)

M3 USA CORP 401(K) PROFIT SHARING PLAN AND TRUST · FORT WASHINGTON, PA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

M3 USA Corporation reported $116,729 in plan administrative expenses for 2024: 0.22% of average plan assets, above the peer median. Employer contributions averaged $3,200 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.28% to 0.22%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 703rd-largest of 3,651 plans among Pennsylvania employers on file, and the 2,441st of 11,654 in professional & technical services. In 2024, employees put in $2.08 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$58,052,682
Participants with balances664
Active participants642
Employer contributions$2,054,375
Employee contributions$4,264,428
Employer contribution per active participant$3,200
Average account balance$87,429
Benefits paid to participants$3,930,899
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$58.1M · 664 accts · $2.1M emplr
2023$46.6M · 625 accts · $1.6M emplr
2022$29.9M · 561 accts · $1.5M emplr
Administrative expenses, itemized · 2024
Investment management$116,729
Total administrative$116,729
The M3 USA Corporation 401(k) match · 2024
Employer contribution per active participant$3,200
Median for plans this size$3,635
2024$3,200 per active participant
2023$2,514 per active participant
2022$2,198 per active participant

M3 USA Corporation's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS, · Recordkeeping · Loan processing$48,286
ATLANTIC PENSION SERVICES, INC · Recordkeeping · Loan processing$12,301
POINTOAK RETIREMENT ADVISORS · Investment advisory (plan)$55,250

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ATLANTIC PENSION SERVICES, INC, Transamerica
2023ATLANTIC PENSION SERVICES, INC, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$116,729 · 0.22%
2023$94,674 · 0.25%
2022$89,801 · 0.28%
Same employer
Similar plansProfessional & Technical Services · Pennsylvania
Hka Global, Inc. PA$60.1M · 0.03%
Margolis Edelstein PA$60.0M · 0.18%
Kreischer Miller PA$59.2M · 0.15%
Ballinger Company PA$57.4M · 0.01%
Larson Design Group, Inc. PA$56.9M · 0.17%
Gap International, Inc. PA$56.3M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 710955864 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.