Plan Ledger DOL Form 5500 · updated monthly

M Holding Co.401(k)

M HOLDING CO. 401(K) PROFIT SHARING PLAN · PHOENIX, AZ · plan year 2024

Reported admin expense ratio · 2024
0.86%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

M Holding Co. reported $71,998 in plan administrative expenses for 2024: 0.86% of average plan assets, higher than ~75% of peers. Employer contributions averaged $129 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.71% to 0.91%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 638th-largest of 1,285 plans among Arizona employers on file, and 1,210th of 2,096 in real estate & leasing. In 2024, employees put in $29.55 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,598,465
Participants with balances280
Active participants142
Employer contributions$18,263
Employee contributions$539,707
Employer contribution per active participant$129
Average account balance$30,709
Benefits paid to participants$791,491
Plan auditUnmodified (clean) audit opinion
AuditorMANSPERGER PATTERSON & MCMULLIN, PL
Plan history4
Yearassets · accounts · employer contribution
2025$8.3M · 174 accts · $72K emplr
2024$8.6M · 280 accts · $18K emplr
2023$8.2M · 254 accts · $102K emplr
2022$7.0M · 243 accts · $85K emplr
Administrative expenses, itemized · 2024
Investment management$71,998
Total administrative$71,998
The M Holding Co. 401(k) match · 2024
Employer contribution per active participant$129
Median for plans this size$1,313
2025$478 per active participant
2024$129 per active participant
2023$621 per active participant
2022$565 per active participant

M Holding Co.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$2,378

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$76,924 · 0.91%
2024$71,998 · 0.86%
2023$53,207 · 0.70%
2022$48,461 · 0.71%
Same employer
Similar plansReal Estate & Leasing · Arizona
Onni Properties, LLC. AZ$9.6M · 0.88%
Ensemble Services, LLC AZ$9.6M · 0.33%
Homelight, Inc. AZ$8.5M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 300757294 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.