Plan Ledger DOL Form 5500 · updated monthly

M & F Western ProductsProfit-sharing plan

M & F WESTERN PRODUCTS PROFIT SHARING PLAN · SULPHUR SPRINGS, TX · plan year 2025

Reported admin expense ratio · 2025
0.22%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

M & F Western Products reported $17,189 in plan administrative expenses for 2025: 0.22% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,153 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.13% to 0.22%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Texas (3,354th of 5,688), and 3,177th of 4,246 in wholesale trade. active participation has grown from 136 to 158 since 2022.

Plan summary
Net assets, end of year$8,223,997
Participants with balances158
Active participants158
Employer contributions$498,137
Employee contributions—
Employer contribution per active participant$3,153
Average account balance$52,051
Benefits paid to participants$395,915
Plan auditUnmodified (clean) audit opinion
AuditorMCBEE & CO., PC
Plan history4
Yearassets · accounts · employer contribution
2025$8.2M · 158 accts · $498K emplr
2024$7.3M · 150 accts · $488K emplr
2023$6.3M · 154 accts · $503K emplr
2022$5.7M · 136 accts · $496K emplr
Administrative expenses, itemized · 2025
Investment management$17,189
Total administrative$17,189
Employer contributions to the M & F Western Products plan · 2025
Employer contribution per active participant$3,153
Median for plans this size$1,464
2025$3,153 per active participant
2024$3,252 per active participant
2023$3,266 per active participant
2022$3,644 per active participant

M & F Western Products's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history4
2025$17,189 · 0.22%
2024$15,508 · 0.23%
2023$7,481 · 0.12%
2022$6,870 · 0.13%
Same employer
Similar plansWholesale Trade · Texas
Tubes, Inc. TX$8.4M · 0.34%
Hossley Holdings, Inc. TX$8.4M · 0.03%
Attebury Grain, LLC TX$8.4M · 0.72%
Vaughan & Sons Inc TX$8.2M · 1.01%
Creekside Nursery, L.L.C. TX$8.0M · 0.05%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 751581424 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.