Plan Ledger DOL Form 5500 · updated monthly

M & D Supply, Inc.401(k)

M & D SUPPLY, INC. 401(K) PLAN · BEAUMONT, TX · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

M & D Supply, Inc. reported $6,676 in plan administrative expenses for 2024: 0.14% of average plan assets, lower than ~75% of peers. Employer contributions averaged $489 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.16% to 0.14%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Texas (4,030th of 5,688), and 3,740th of 5,215 in retail trade. In 2024, employees put in $3.07 for every $1.00 the employer contributed; active participation has grown from 120 to 212 since 2022.

Plan summary
Net assets, end of year$5,065,766
Participants with balances125
Active participants212
Employer contributions$103,641
Employee contributions$317,682
Employer contribution per active participant$489
Average account balance$40,526
Benefits paid to participants$227,856
Plan auditUnmodified (clean) audit opinion
AuditorMCCLELLAND CPA FIRM LLC
Plan history3
Yearassets · accounts · employer contribution
2024$5.1M · 125 accts · $104K emplr
2023$4.3M · 149 accts · $104K emplr
2022$3.8M · 142 accts · $91K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,676
Total administrative$6,676
The M & D Supply, Inc. 401(k) match · 2024
Employer contribution per active participant$489
Median for plans this size$1,313
2024$489 per active participant
2023$546 per active participant
2022$759 per active participant

M & D Supply, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP, INC. · Loan processing · Recordkeeping$6,676
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$6,676 · 0.14%
2023$11,093 · 0.27%
2022$6,429 · 0.16%
Same employer
Similar plansRetail Trade · Texas
Huckberry, Inc. TX$5.2M · 0.18%
El Dorado Motors, Inc. TX$5.1M · 0.83%
Boardwalk Auto Group LLC TX$5.1M · 0.06%
Street Toyota, Inc. TX$5.0M · 0.55%
Caroffer, LLC TX$5.0M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741557339 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.