Plan Ledger DOL Form 5500 · updated monthly

M&C Trucking Company401(k)

M&C TRUCKING COMPANY 401(K) PROFIT SHARING PLAN & TRUST · SEWARD, PA · plan year 2025

Reported admin expense ratio · 2025
0.59%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

M&C Trucking Company reported $31,334 in plan administrative expenses for 2025: 0.59% of average plan assets, above the peer median. Employer contributions averaged $1,755 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Pennsylvania (2,766th of 3,651), and 1,524th of 2,677 in transportation & warehousing. In 2025, employees put in $1.67 for every $1.00 the employer contributed; active participation has shrunk from 88 to 59 since 2022.

Plan summary
Net assets, end of year$5,866,022
Participants with balances99
Active participants59
Employer contributions$103,559
Employee contributions$172,804
Employer contribution per active participant$1,755
Average account balance$59,253
Benefits paid to participants$272,478
Plan auditUnmodified (clean) audit opinion
AuditorMIKE AVERSANO CPA, P.C.
Plan history4
Yearassets · accounts · employer contribution
2025$5.9M · 99 accts · $104K emplr
2024$4.7M · 107 accts · $129K emplr
2023$5.2M · 121 accts · $145K emplr
2022$4.8M · 136 accts · $268K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$23,809
Investment management$6,665
Trustee / custodial$860
Total administrative$31,334
The M&C Trucking Company 401(k) match · 2025
Employer contribution per active participant$1,755
Median for plans this size$1,464
2025$1,755 per active participant
2024$1,929 per active participant
2023$1,682 per active participant
2022$3,050 per active participant

M&C Trucking Company's 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PAYCHEX, INC. · Recordkeeping$21,887
ERISA FIDUCIARY SERVICES, INC. · Contract administrator$6,665

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Paychex
2024Paychex
2023ERISA FIDUCIARY SERVICES, INC., Paychex

This plan has changed recordkeepers within these filings. If you left M&C Trucking Company before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$31,334 · 0.59%
2024$27,502 · 0.55%
2023$25,803 · 0.51%
2022$30,852 · 0.58%
Same employer
Similar plansTransportation & Warehousing · Pennsylvania
Weleski Transfer, Inc. PA$7.5M · 0.24%
South Hills Movers, Inc. PA$6.4M · 0.40%
Frank Martz Coach Company PA$6.3M · 0.87%
Flagger Force, LLC PA$5.5M · 2.56%
Penn Tank Lines, Inc PA$5.5M · 0.15%
Brt, Inc. PA$5.5M · 0.95%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251332393 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.