Plan Ledger DOL Form 5500 · updated monthly

Lutheran Social Services of Southern California403(b)

LUTHERAN SOCIAL SERVICES OF SOUTHERN CALIFORNIA 403(B) PLAN · ORANGE, CA · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Lutheran Social Services of Southern California reported $3,410 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,004 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.11%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (7,711th of 9,483), and 9,054th of 11,911 in health care & social assistance. In 2024, employees put in $1.76 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,281,102
Participants with balances234
Active participants209
Employer contributions$209,766
Employee contributions$368,853
Employer contribution per active participant$1,004
Average account balance$14,022
Benefits paid to participants$560,065
Plan history3
Yearassets · accounts · employer contribution
2024$3.3M · 234 accts · $210K emplr
2023$2.9M · 360 accts · $198K emplr
2022$2.4M · 376 accts · $239K emplr
Employer contributions to the Lutheran Social Services of Southern California plan · 2024
Employer contribution per active participant$1,004
Median for plans this size$1,313
2024$1,004 per active participant
2023$851 per active participant
2022$1,074 per active participant

Lutheran Social Services of Southern California's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$4,709

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,410 · 0.11%
2023$3,166 · 0.12%
2022$826 · 0.04%
Similar plansHealth Care & Social Assistance · California
Center Point Inc. CA$3.3M · 1.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952225798 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.