Plan Ledger DOL Form 5500 · updated monthly

LUMIN8 Transportation Technologies, LLC401(k)

LUMIN8 TRANSPORTATION TECHNOLOGIES, LLC 401(K) PLAN · ARVADA, CO · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

LUMIN8 Transportation Technologies, LLC reported $79,962 in plan administrative expenses for 2024: 0.45% of average plan assets, above the peer median. Employer contributions averaged $395 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.30% to 0.45%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 529th-largest of 1,461 plans among Colorado employers on file, and the 2,046th of 5,337 in construction. In 2024, employees put in $6.90 for every $1.00 the employer contributed; active participation has grown from 260 to 358 since 2022.

Plan summary
Net assets, end of year$19,627,612
Participants with balances237
Active participants358
Employer contributions$141,235
Employee contributions$974,623
Employer contribution per active participant$395
Average account balance$82,817
Benefits paid to participants$2,266,573
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$19.6M · 237 accts · $141K emplr
2023$16.3M · 236 accts · $259K emplr
2022$14.3M · 222 accts · $196K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$45,319
Investment management$34,643
Total administrative$79,962
The LUMIN8 Transportation Technologies, LLC 401(k) match · 2024
Employer contribution per active participant$395
Median for plans this size$2,416
2024$395 per active participant
2023$899 per active participant
2022$754 per active participant

LUMIN8 Transportation Technologies, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CREATIVE PLANNING LLC · Investment advisory (plan)$34,643

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$79,962 · 0.45%
2023$67,718 · 0.44%
2022$53,878 · 0.30%
Same employer
Similar plansConstruction · Colorado
Pinkard Construction Co. CO$22.9M · 0.26%
Beacon Communications, LLC CO$22.4M · 0.05%
Fiore & Sons, Inc. CO$21.7M · 0.41%
Bemas Construction CO$20.2M · 0.06%
Kelley Trucking Inc. CO$19.6M · 0.54%
Jhl Constructors LLC CO$19.5M · 0.69%
Encon United Company CO$18.7M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841044047 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.