Plan Ledger DOL Form 5500 · updated monthly

Lucky's Truck and Trailer Sales Inc401(k)

LUCKY'S TRUCK AND TRAILER SALES INC. 401(K) PLAN · UTICA, NY · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Lucky's Truck and Trailer Sales Inc reported $20,015 in plan administrative expenses for 2024: 0.32% of average plan assets, below the peer median. Employer contributions averaged $2,360 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New York (4,138th of 5,648), and 3,339th of 5,215 in retail trade. In 2024, employees put in $1.23 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,625,775
Participants with balances141
Active participants116
Employer contributions$273,779
Employee contributions$337,011
Employer contribution per active participant$2,360
Average account balance$46,991
Benefits paid to participants$396,053
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,586
Investment management$429
Total administrative$20,015
The Lucky's Truck and Trailer Sales Inc 401(k) match · 2024
Employer contribution per active participant$2,360
Median for plans this size$1,313

Lucky's Truck and Trailer Sales Inc's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ADVISORY GROUP, LLC · Investment management$429

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$20,015 · 0.32%
Same employer
Similar plansRetail Trade · New York
Crown Trophy, Inc. NY$6.8M · 0.50%
Faherty Brand LLC NY$6.7M · 0.19%
Moores Tire Sales, Inc. NY$6.6M · 0.46%
Robert Fox, Inc. NY$6.6M · 0.71%
Live Auctioneers LLC NY$6.5M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 884232450 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.