Plan Ledger DOL Form 5500 · updated monthly

Lou-Jo Inc.401(k)

HILBURN-VAINI RETIREMENT SAVINGS PLAN · WEST PLAINS, MO · plan year 2022

Reported admin expense ratio · 2022
0.23%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Lou-Jo Inc. reported $360 in plan administrative expenses for 2022: 0.23% of average plan assets, lower than ~75% of peers. Employer contributions averaged $34 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the under $1M size bracket, benchmarked here against 4,041 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Missouri (1,381st of 1,393), and 2,081st of 2,240 in accommodation & food services. In 2022, employees put in $2.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$156,296
Participants with balances94
Active participants1,151
Employer contributions$38,914
Employee contributions$106,075
Employer contribution per active participant$34
Average account balance$1,663
Benefits paid to participants$1,004
Plan auditUnmodified (clean) audit opinion
AuditorRYAN + MANN LLC
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$360
Total administrative$360
The Lou-Jo Inc. 401(k) match · 2022
Employer contribution per active participant$34
Median for plans this size$331

Lou-Jo Inc.'s 2022 employer contribution ran below the $331 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$360 · 0.23%
Similar plansAccommodation & Food Services · Missouri
Cnw Management, LLC MO$358K · 0.41%
Banducci Enterprises Inc MO$217K · 0.46%
Weinbaum Masada, LLC MO$199K · 0.63%
Craft Restaurants, LTD. MO$161K · 0.60%
Upper Crust Food Service MO$72K · 2.86%
Grant's Farm LLC MO$45K · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431868740 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.