Plan Ledger DOL Form 5500 · updated monthly

Lords and Ladys Enterprises In401(k)

LORDS AND LADYS ENTERPRISES IN 401(K) PROFIT SHARING PLAN & TRUST · BOSTON, MA · plan year 2025

Reported admin expense ratio · 2025
0.68%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Lords and Ladys Enterprises In reported $26,066 in plan administrative expenses for 2025: 0.68% of average plan assets, above the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.68%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Massachusetts (2,398th of 2,726), and 2,455th of 3,341 in other services.

Plan summary
Net assets, end of year$4,082,806
Participants with balances107
Active participants371
Employer contributions$0
Employee contributions$247,364
Employer contribution per active participant$0
Average account balance$38,157
Benefits paid to participants$262,941
Plan auditUnmodified (clean) audit opinion
AuditorBRITT AND COMPANY CPA LLC
Plan history4
Yearassets · accounts · employer contribution
2025$4.1M · 107 accts
2024$3.5M · 104 accts
2023$3.2M · 106 accts
2022$2.6M · 112 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$12,216
Investment management$12,990
Trustee / custodial$860
Total administrative$26,066
The Lords and Ladys Enterprises In 401(k) match · 2025
Employer contribution per active participant$0
Median for plans this size$1,464

Lords and Ladys Enterprises In's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PAYCHEX, INC. · Recordkeeping$12,401
CWM, LLC · Investment advisory (participants)$12,990

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Paychex
2024Paychex
2023CWM, LLC, Paychex

This plan has changed recordkeepers within these filings. If you left Lords and Ladys Enterprises In before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$26,066 · 0.68%
2024$23,039 · 0.68%
2023$19,304 · 0.66%
2022$20,922 · 0.72%
Similar plansOther Services · Massachusetts
Curate Partners LLC MA$4.6M · 0.98%
Dependable Cleaners, Inc. MA$4.0M · 0.25%
Examity, Inc. MA$3.4M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042864507 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.