Plan Ledger DOL Form 5500 · updated monthly

Lonestar Construction401(k)

LONESTAR CONSTRUCTION RETIREMENT SAVINGS PLAN · ANAHEIM, CA · plan year 2024

Reported admin expense ratio · 2024
1.96%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Lonestar Construction reported $119,972 in plan administrative expenses for 2024: 1.96% of average plan assets, higher than ~90% of peers. Employer contributions averaged $5,698 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.96%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (6,403rd of 9,483), and 3,619th of 5,337 in construction.

Plan summary
Net assets, end of year$6,796,260
Participants with balances422
Active participants363
Employer contributions$2,068,237
Employee contributions—
Employer contribution per active participant$5,698
Average account balance$16,105
Benefits paid to participants$1,255,502
Plan auditUnmodified (clean) audit opinion
AuditorLYNN JANZEN, CPA
Plan history3
Yearassets · accounts · employer contribution
2024$6.8M · 422 accts · $2.1M emplr
2023$5.5M · 313 accts · $1.5M emplr
2022$4.0M · 223 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$38,591
Investment management$73,284
Audit (IQPA)$8,097
Total administrative$119,972
The Lonestar Construction 401(k) match · 2024
Employer contribution per active participant$5,698
Median for plans this size$1,313
2024$5,698 per active participant
2023$6,693 per active participant
2022$4,313 per active participant

Lonestar Construction's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
BENECO SYSTEMS, LLC · Participant communication · Trustee (discretionary)$111,874
LYNN JANZEN, CPA · Accounting / audit$8,097

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$119,972 · 1.96%
2023$76,339 · 1.61%
2022$79,353 · 1.88%
Similar plansConstruction · California
McE Corporation CA$7.1M · 0.47%
Atlas Mechanical, Inc. CA$7.0M · 0.75%
J.W. Floor Covering, Inc. CA$7.0M · 0.73%
S.C. Anderson, Inc. CA$6.8M · 0.98%
Meyers Constructors, Inc. CA$6.6M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 320348204 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.