Plan Ledger DOL Form 5500 · updated monthly

Lone Star Bakery, Inc.401(k)

LONE STAR BAKERY, INC. 401(K) PLAN · ADKINS, TX · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Lone Star Bakery, Inc. reported $4,525 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $581 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.06% to 0.05%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Texas (3,162nd of 5,688), and 9,084th of 13,661 in manufacturing. In 2024, employees put in $1.64 for every $1.00 the employer contributed; active participation has grown from 501 to 639 since 2022.

Plan summary
Net assets, end of year$9,329,573
Participants with balances181
Active participants639
Employer contributions$370,968
Employee contributions$609,014
Employer contribution per active participant$581
Average account balance$51,545
Benefits paid to participants$1,528,918
Plan auditUnmodified (clean) audit opinion
AuditorMCNAMARA AND ASSOCIATES, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$9.3M · 181 accts · $371K emplr
2023$9.0M · 176 accts · $370K emplr
2022$7.3M · 179 accts · $347K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,525
Total administrative$4,525
The Lone Star Bakery, Inc. 401(k) match · 2024
Employer contribution per active participant$581
Median for plans this size$1,313
2024$581 per active participant
2023$742 per active participant
2022$692 per active participant

Lone Star Bakery, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$4,525
FROST BANKindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,525 · 0.05%
2023$5,806 · 0.07%
2022$4,944 · 0.06%
Same employer
Similar plansManufacturing · Texas
Motor Controls, Inc. TX$9.7M · 0.02%
San Antonio Shoe, Inc. TX$9.6M · 0.05%
Wilson Company TX$9.5M · 0.46%
Walton Signage, LTD. TX$9.3M · 0.58%
Ward Timber, LTD TX$9.2M · 0.14%
Packless Industries TX$9.1M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741553300 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.