Plan Ledger DOL Form 5500 · updated monthly

Liscio's Italian Bakery401(k)

LISCIO'S ITALIAN BAKERY 401(K) PLAN · GLASSBORO, NJ · plan year 2024

Reported admin expense ratio · 2024
1.05%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Liscio's Italian Bakery reported $64,750 in plan administrative expenses for 2024: 1.05% of average plan assets, higher than ~75% of peers. Employer contributions averaged $835 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 1.05%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in New Jersey (1,754th of 2,419), and 3,317th of 5,215 in retail trade. In 2024, employees put in $1.81 for every $1.00 the employer contributed; active participation has grown from 184 to 286 since 2022.

Plan summary
Net assets, end of year$6,704,233
Participants with balances115
Active participants286
Employer contributions$238,742
Employee contributions$432,813
Employer contribution per active participant$835
Average account balance$58,298
Benefits paid to participants$368,828
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.7M · 115 accts · $239K emplr
2023$5.7M · 108 accts · $229K emplr
2022$4.5M · 116 accts · $226K emplr
The Liscio's Italian Bakery 401(k) match · 2024
Employer contribution per active participant$835
Median for plans this size$1,313
2024$835 per active participant
2023$883 per active participant
2022$1,231 per active participant

Liscio's Italian Bakery's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK USA · Recordkeeping · Investment management$750

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$64,750 · 1.05%
2023$16,695 · 0.33%
2022$4,004 · 0.08%
Similar plansRetail Trade · New Jersey
Hamilton Company Jewelers NJ$7.5M · 0.76%
Long Motors Company NJ$7.2M · 0.37%
Forman Mills NJ$6.9M · 0.36%
Group USA, Inc. NJ$6.6M · 0.55%
Dodge City, Inc. NJ$6.5M · 0.31%
Matt Blatt, Inc. NJ$6.1M · 0.62%
Mmpd Carst LLC NJ$6.0M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 223250833 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.