Plan Ledger DOL Form 5500 · updated monthly

Lincoln Institute of Land Policy403(b)

LINCOLN INSTITUTE OF LAND POLICY 403(B) RETIREMENT PLAN · CAMBRIDGE, MA · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Lincoln Institute of Land Policy reported $63,794 in plan administrative expenses for 2025: 0.11% of average plan assets, below the peer median. Employer contributions averaged $17,728 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.14% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other educational services employers. By assets it is the 604th-largest of 2,726 plans among Massachusetts employers on file, and the 791st of 3,091 in educational services. In 2025, the employer put in $1.52 for every $1.00 employees contributed themselves; active participation has grown from 118 to 163 since 2022.

Plan summary
Net assets, end of year$61,537,672
Participants with balances307
Active participants163
Employer contributions$2,889,658
Employee contributions$1,903,901
Employer contribution per active participant$17,728
Average account balance$200,448
Benefits paid to participants$10,266,950
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$61.5M · 307 accts · $2.9M emplr
2024$58.0M · 296 accts · $2.6M emplr
2023$49.8M · 277 accts · $2.3M emplr
2022$39.4M · 212 accts · $1.9M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$36,067
Investment management$27,727
Total administrative$63,794
Employer contributions to the Lincoln Institute of Land Policy plan · 2025
Employer contribution per active participant$17,728
Median for plans this size$4,093
2025$17,728 per active participant
2024$15,242 per active participant
2023$14,016 per active participant
2022$15,909 per active participant

Lincoln Institute of Land Policy's 2025 employer contribution ran above the $4,093 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
TIAA · Recordkeeping · Pension consulting$36,067
FLEXPATH STRATEGIES, LLC · Investment advisory (plan)$27,727

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TIAA
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$63,794 · 0.11%
2024$52,175 · 0.10%
2023$52,074 · 0.12%
2022$55,053 · 0.14%
Same employer
Similar plansEducational Services · Massachusetts
Dana Hall School MA$63.1M · 0.03%
The Fessenden School MA$56.6M · 0.03%
Terc, Inc. MA$56.4M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 866021106 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.