Plan Ledger DOL Form 5500 · updated monthly

Linc Housing Corporation401(k)

LINC HOUSING 401(K) RETIREMENT PLAN · LONG BEACH, CA · plan year 2025

Reported admin expense ratio · 2025
0.40%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Linc Housing Corporation reported $31,234 in plan administrative expenses for 2025: 0.40% of average plan assets, below the peer median. Employer contributions averaged $2,853 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.36% to 0.40%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (5,698th of 9,483), and 3,220th of 5,337 in construction. In 2025, employees put in $1.86 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,150,621
Participants with balances174
Active participants145
Employer contributions$413,757
Employee contributions$770,469
Employer contribution per active participant$2,853
Average account balance$52,590
Benefits paid to participants$366,476
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$9.2M · 174 accts · $414K emplr
2024$6.7M · 145 accts · $388K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$31,234
Total administrative$31,234
The Linc Housing Corporation 401(k) match · 2025
Employer contribution per active participant$2,853
Median for plans this size$1,464
2025$2,853 per active participant
2024$3,407 per active participant

Linc Housing Corporation's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Plan administrator · Loan processing$31,234

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$31,234 · 0.40%
2024$22,846 · 0.36%
Similar plansConstruction · California
Energy Vault, Inc. CA$9.4M · 0.04%
Brown Construction, Inc. CA$9.4M · 0.39%
Homesite Services, Inc. CA$8.9M · 0.77%
Danco Builders CA$8.9M · 0.26%
Dow Hydraulic Systems CA$8.8M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330578620 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.