Plan Ledger DOL Form 5500 · updated monthly

Lighthouse Title, Inc.401(k)

LIGHTHOUSE TITLE GROUP 401(K) PLAN · HOLLAND, MI · plan year 2024

Reported admin expense ratio · 2024
0.66%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Lighthouse Title, Inc. reported $28,912 in plan administrative expenses for 2024: 0.66% of average plan assets, above the peer median. Employer contributions averaged $503 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.72% to 0.66%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Michigan (2,054th of 2,619), and 4,468th of 4,798 in finance & insurance. In 2024, employees put in $5.04 for every $1.00 the employer contributed; active participation has grown from 115 to 179 since 2022.

Plan summary
Net assets, end of year$4,641,034
Participants with balances136
Active participants179
Employer contributions$90,029
Employee contributions$453,372
Employer contribution per active participant$503
Average account balance$34,125
Benefits paid to participants$542,102
Plan auditUnmodified (clean) audit opinion
AuditorHUNGERFORD
Plan history3
Yearassets · accounts · employer contribution
2024$4.6M · 136 accts · $90K emplr
2023$4.1M · 107 accts · $71K emplr
2022$3.1M · 101 accts · $66K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,051
Trustee / custodial$27,861
Total administrative$28,912
The Lighthouse Title, Inc. 401(k) match · 2024
Employer contribution per active participant$503
Median for plans this size$1,313
2024$503 per active participant
2023$561 per active participant
2022$578 per active participant

Lighthouse Title, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
BANKERS TRUST COMPANY · Recordkeeping · Trustee$28,912

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BANKERS TRUST COMPANY
2023BANKERS TRUST COMPANY

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$28,912 · 0.66%
2023$23,277 · 0.64%
2022$24,363 · 0.72%
Same employer
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Financial Designs, Inc. MI$7.3M · 0.15%
Signal Advisors USA, Inc. MI$6.3M · 0.12%
Ross Mortgage Corporation MI$5.7M · 0.04%
Retail Capital LLC MI$3.2M · 0.81%
MORTGAGE300 Corporation MI$2.1M · 0.49%
E Mortgage Funding, LLC MI$1.9M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 383596651 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.