Plan Ledger DOL Form 5500 · updated monthly

Lifesteps, Inc.403(b)

TAX DEFERRED ANNUITY PLAN OF LIFESTEPS, INC. · BUTLER, PA · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Lifesteps, Inc. reported $1,355 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (2,802nd of 3,651), and 7,570th of 11,911 in health care & social assistance.

Plan summary
Net assets, end of year$5,620,197
Participants with balances178
Active participants751
Employer contributions$0
Employee contributions$301,151
Employer contribution per active participant$0
Average account balance$31,574
Benefits paid to participants$324,566
Plan auditUnmodified (clean) audit opinion
AuditorMAHER DUESSEL
Plan history4
Yearassets · accounts · employer contribution
2025$5.6M · 178 accts
2024$5.1M · 179 accts
2023$4.4M · 179 accts
2022$3.9M · 197 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,355
Total administrative$1,355
Employer contributions to the Lifesteps, Inc. plan · 2025
Employer contribution per active participant$0
Median for plans this size$1,464

Lifesteps, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$1,355

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Mutual of America
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$1,355 · 0.03%
2024$1,194 · 0.03%
2023$852 · 0.02%
2022$899 · 0.02%
Same employer
Similar plansHealth Care & Social Assistance · Pennsylvania
Mount Trexler Manor, Inc. PA$5.6M · 0.93%
Community Nurses, Inc. PA$5.5M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251665243 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.