Plan Ledger DOL Form 5500 · updated monthly

Legacy Farmers Cooperative401(k)

LEGACY FARMERS COOPERATIVE SAVINGS AND RETIREMENT PLAN · FINDLAY, OH · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Legacy Farmers Cooperative reported $69,058 in plan administrative expenses for 2024: 0.37% of average plan assets, above the peer median. Employer contributions averaged $4,353 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.35% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,352nd-largest of 3,295 plans among Ohio employers on file, and the 1,497th of 5,215 in retail trade. In 2024, employees put in $1.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$19,345,082
Participants with balances142
Active participants122
Employer contributions$531,113
Employee contributions$660,830
Employer contribution per active participant$4,353
Average account balance$136,233
Benefits paid to participants$2,059,919
Plan auditUnmodified (clean) audit opinion
AuditorBHM CPA GROUP, INC
Plan history3
Yearassets · accounts · employer contribution
2024$19.3M · 142 accts · $531K emplr
2023$18.4M · 152 accts · $530K emplr
2022$16.3M · 146 accts · $523K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$69,058
Total administrative$69,058
The Legacy Farmers Cooperative 401(k) match · 2024
Employer contribution per active participant$4,353
Median for plans this size$2,416
2024$4,353 per active participant
2023$4,243 per active participant
2022$4,215 per active participant

Legacy Farmers Cooperative's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$69,057
RESOLUTE WEALTH ADVISOR, INC. · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$69,058 · 0.37%
2023$60,431 · 0.35%
2022$62,152 · 0.35%
Same employer
Similar plansRetail Trade · Ohio
Cohen Holdings, Inc. OH$20.6M · 0.41%
The Edwards Companies, LLC OH$20.0M · 0.37%
Sunnyside Automotive, Inc. OH$19.2M · 0.44%
Dorothy Lane Market, Inc OH$19.2M · 0.33%
Coughlin Chevrolet Inc. OH$18.9M · 0.68%
Fresh Encounter, Inc. OH$18.3M · 0.22%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 341593358 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.