Plan Ledger DOL Form 5500 · updated monthly

Lawley, LLC401(k)

LAWLEY RETIREMENT PLAN · BUFFALO, NY · plan year 2025

Reported admin expense ratio · 2025
0.01%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Lawley, LLC reported $15,657 in plan administrative expenses for 2025: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,167 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.012% to 0.014%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 680th-largest of 5,648 plans among New York employers on file, and the 859th of 4,798 in finance & insurance. In 2025, employees put in $2.22 for every $1.00 the employer contributed; active participation has grown from 441 to 618 since 2022.

Plan summary
Net assets, end of year$121,551,994
Participants with balances729
Active participants618
Employer contributions$2,575,410
Employee contributions$5,715,492
Employer contribution per active participant$4,167
Average account balance$166,738
Benefits paid to participants$11,385,326
Plan auditUnmodified (clean) audit opinion
AuditorCHIAMPOU TRAVIS BESAW KERSHNER, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$121.6M · 729 accts · $2.6M emplr
2024$106.0M · 679 accts · $2.2M emplr
2023$90.9M · 650 accts · $1.9M emplr
2022$75.2M · 544 accts · $1.8M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$15,657
Total administrative$15,657
The Lawley, LLC 401(k) match · 2025
Employer contribution per active participant$4,167
Median for plans this size$4,093
2025$4,167 per active participant
2024$3,825 per active participant
2023$3,528 per active participant
2022$4,044 per active participant

Lawley, LLC's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$15,642
ACTUARIAL BENEFITS CORP · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$15,657 · 0.01%
2024$15,918 · 0.02%
2023$11,060 · 0.01%
2022$10,154 · 0.01%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 222737385 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.