Plan Ledger DOL Form 5500 · updated monthly

L.J. Thalmann Co.401(k)

CHALET EMPLOYEES' RETIREMENT SAVINGS PLAN · WILMETTE, IL · plan year 2025

Reported admin expense ratio · 2025
0.43%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

L.J. Thalmann Co. reported $49,546 in plan administrative expenses for 2025: 0.43% of average plan assets, above the peer median. Employer contributions averaged $346 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.43%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Illinois (2,246th of 3,702), and the 2,316th of 5,215 in retail trade. In 2025, employees put in $7.17 for every $1.00 the employer contributed; active participation has grown from 197 to 301 since 2022.

Plan summary
Net assets, end of year$11,703,959
Participants with balances156
Active participants301
Employer contributions$104,056
Employee contributions$746,479
Employer contribution per active participant$346
Average account balance$75,025
Benefits paid to participants$2,362,604
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$11.7M · 156 accts · $104K emplr
2024$11.6M · 154 accts · $102K emplr
2023$11.4M · 138 accts · $95K emplr
2022$10.2M · 125 accts · $83K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$26,983
Investment management$22,563
Total administrative$49,546
The L.J. Thalmann Co. 401(k) match · 2025
Employer contribution per active participant$346
Median for plans this size$2,666
2025$346 per active participant
2024$345 per active participant
2023$639 per active participant
2022$420 per active participant

L.J. Thalmann Co.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$26,983
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$22,563

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$49,546 · 0.43%
2024$48,272 · 0.42%
2023$45,273 · 0.42%
2022$50,535 · 0.45%
Similar plansRetail Trade · Illinois
Jennings Chevrolet, Inc. IL$12.2M · 0.33%
Semersky Enterprises IL$12.2M · 0.48%
Green Lincoln, Inc. IL$12.1M · 0.65%
Kelley Williamson Company IL$11.9M · 0.15%
Jc Licht, LLC IL$11.6M · 0.71%
American Green, Inc. IL$11.3M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 362307723 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.