Plan Ledger DOL Form 5500 · updated monthly

Ksm Business Services, Inc.401(k)

KSM BUSINESS SERVICES, INC. 401(K) PLAN · INDIANAPOLIS, IN · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ksm Business Services, Inc. reported $8,342 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.012% to 0.009%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 142nd-largest of 1,562 plans among Indiana employers on file, and the 1,436th of 11,654 in professional & technical services. active participation has grown from 484 to 728 since 2022.

Plan summary
Net assets, end of year$105,549,402
Participants with balances745
Active participants728
Employer contributions$0
Employee contributions$7,309,604
Employer contribution per active participant$0
Average account balance$141,677
Benefits paid to participants$10,874,187
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$105.5M · 745 accts
2023$82.3M · 629 accts
2022$59.7M · 538 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,342
Total administrative$8,342
The Ksm Business Services, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$3,635

Ksm Business Services, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$8,705

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$8,342 · 0.01%
2023$8,349 · 0.01%
2022$6,969 · 0.01%
All plans at this employer2
KSM BUSINESS SERVICES, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
KSM BUSINESS SERVICES, INC. 401(K) PLAN401(k)
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 352123203 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.