Plan Ledger DOL Form 5500 · updated monthly

Kruggel, Lawton & Co., LLC401(k)

KRUGGEL, LAWTON & CO. EMPLOYEES' BENEFIT PLAN · SOUTH BEND, IN · plan year 2023

Reported admin expense ratio · 2023
0.44%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Kruggel, Lawton & Co., LLC reported $83,739 in plan administrative expenses for 2023: 0.44% of average plan assets, higher than ~75% of peers. Employer contributions averaged $5,896 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.49% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other professional & technical services employers. By assets it is the 556th-largest of 1,562 plans among Indiana employers on file, and the 5,442nd of 11,654 in professional & technical services. In 2023, employees put in $1.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$20,643,111
Participants with balances138
Active participants114
Employer contributions$672,157
Employee contributions$1,123,413
Employer contribution per active participant$5,896
Average account balance$149,588
Benefits paid to participants$1,113,389
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$19.7M · 159 accts · $522K emplr
2023$20.6M · 138 accts · $672K emplr
2022$17.1M · 121 accts · $802K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$83,739
Total administrative$83,739
The Kruggel, Lawton & Co., LLC 401(k) match · 2023
Employer contribution per active participant$5,896
Median for plans this size$2,440
2024$3,981 per active participant
2023$5,896 per active participant
2022$7,640 per active participant

Kruggel, Lawton & Co., LLC's 2023 employer contribution ran above the $2,440 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
LATITUDE SERVICE COMPANY, INC · Contract administrator · Valuation$18,835
SYM FINANCIAL CORP · Investment management$34,514
NORTH AMERICAN KTRADE ALLIANCE, LLC$30,389

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024LATITUDE SERVICE COMPANY, INC
2023LATITUDE SERVICE COMPANY, INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$92,749 · 0.46%
2023$83,739 · 0.44%
2022$87,011 · 0.49%
Same employer
Similar plansProfessional & Technical Services · Indiana
Gyansys, Inc. IN$22.3M · 0.03%
Usi Consultants, Inc IN$21.8M · 0.01%
Cso Architects, Inc. IN$20.4M · 0.38%
Hannum, Wagle & Cline, Inc. IN$20.3M · 0.02%
Flexware Innovation, Inc. IN$19.7M · 0.46%
Guidesoft, Inc. IN$18.4M · 0.56%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351307701 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.