Plan Ledger DOL Form 5500 · updated monthly

Kraemer's Nursery, Inc.401(k)

KRAEMER'S NURSERY, INC. 401(K) RETIREMENT PLAN · MT. ANGEL, OR · plan year 2024

Reported admin expense ratio · 2024
0.50%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Kraemer's Nursery, Inc. reported $38,673 in plan administrative expenses for 2024: 0.50% of average plan assets, below the peer median. Employer contributions averaged $1,454 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.39% to 0.50%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Oregon (618th of 1,021), and 513th of 945 in agriculture, forestry & fishing. In 2024, employees put in $2.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,160,006
Participants with balances139
Active participants208
Employer contributions$302,370
Employee contributions$678,553
Employer contribution per active participant$1,454
Average account balance$58,705
Benefits paid to participants$896,157
Plan auditUnmodified (clean) audit opinion
AuditorJARRARD, SEIBERT, POLLARD & CO. LLC
Plan history3
Yearassets · accounts · employer contribution
2024$8.2M · 139 accts · $302K emplr
2023$7.4M · 135 accts · $292K emplr
2022$6.6M · 140 accts · $276K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,897
Investment management$19,916
Total administrative$38,673
The Kraemer's Nursery, Inc. 401(k) match · 2024
Employer contribution per active participant$1,454
Median for plans this size$1,313
2024$1,454 per active participant
2023$1,520 per active participant
2022$1,395 per active participant

Kraemer's Nursery, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ANNUITY INSURANCE COMPANY · Recordkeeping · Insurance services$2,318
AMERIPRISE FINANCIAL SERVICES INC · Investment advisory (plan) · Investment management$19,250
PENSION PLAN SPECIALISTS, PC · Accounting / audit · Pension consulting$5,150

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$38,673 · 0.50%
2023$37,094 · 0.53%
2022$25,523 · 0.39%
Same employer
Similar plansAgriculture, Forestry & Fishing · Oregon
Summitt Enterprises Inc OR$11.6M · 0.01%
Grayback Forestry, Inc. OR$8.8M · 0.97%
Croman Corporation OR$8.4M · 0.90%
George Packing Co Inc OR$5.9M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930752928 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.