Plan Ledger DOL Form 5500 · updated monthly

Kootenai Clinic, LLC403(b)

KOOTENAI CLINIC 403(B) PLAN · COEUR D ALENE, ID · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Kootenai Clinic, LLC reported $177,487 in plan administrative expenses for 2024: 0.31% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,538 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 9 years on file its reported administrative ratio rose from 0.05% to 0.31%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 32nd-largest of 349 plans among Idaho employers on file, and the 1,294th of 11,911 in health care & social assistance. In 2024, employees put in $2.60 for every $1.00 the employer contributed; active participation has grown from 115 to 4,205 since 2015.

Plan summary
Net assets, end of year$79,903,725
Participants with balances4,311
Active participants4,205
Employer contributions$10,671,636
Employee contributions$27,703,886
Employer contribution per active participant$2,538
Average account balance$18,535
Benefits paid to participants$4,676,875
Plan auditUnmodified (clean) audit opinion
Plan history10
Yearassets · accounts · employer contribution
2024$79.9M · 4,311 accts · $10.7M emplr
2023$34.0M · 275 accts · $127K emplr
2022$24.3M · 205 accts · $109K emplr
2021$28.8M · 229 accts
2020$24.9M · 221 accts
2019$18.2M · 190 accts
2018$12.6M · 173 accts
2017$10.5M · 139 accts
2016$7.0M · 115 accts
2015$4.9M · 100 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,748
Investment management$135,739
Total administrative$177,487
Employer contributions to the Kootenai Clinic, LLC plan · 2024
Employer contribution per active participant$2,538
Median for plans this size$3,635
2024$2,538 per active participant
2023$489 per active participant
2022$519 per active participant

Kootenai Clinic, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
RBC WEALTH MANAGEMENT · Investment advisory (plan)$114,542
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$42,934
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$21,197

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history10
2024$177,487 · 0.31%
2023$12,917 · 0.04%
2022$13,110 · 0.05%
2021$14,269 · 0.05%
2020$13,370 · 0.06%
2019$2,781 · 0.02%
2018$1,776 · 0.02%
2017$1,091 · 0.01%
2016$3,329 · 0.06%
2015$2,165 · 0.05%
Same employer
Similar plansHealth Care & Social Assistance · Idaho
Pennant Services, Inc. ID$75.1M · 0.71%
Mountain View Hospital LLC ID$70.1M · 0.91%
Gritman Medical Center ID$47.5M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 454069155 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.