Plan Ledger DOL Form 5500 · updated monthly

Kinsley Group, Inc.401(k)

KINSLEY GROUP 401(K) PLAN · EAST GRANBY, CT · plan year 2025

Reported admin expense ratio · 2025
0.81%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Kinsley Group, Inc. reported $136,004 in plan administrative expenses for 2025: 0.81% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,832 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.53% to 0.81%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Connecticut (579th of 1,106), and the 2,030th of 4,246 in wholesale trade. In 2025, employees put in $2.07 for every $1.00 the employer contributed; active participation has grown from 164 to 211 since 2022.

Plan summary
Net assets, end of year$18,437,203
Participants with balances243
Active participants211
Employer contributions$808,454
Employee contributions$1,673,083
Employer contribution per active participant$3,832
Average account balance$75,873
Benefits paid to participants$1,689,773
Plan auditUnmodified (clean) audit opinion
AuditorCARON &BLETZER, PLLC
Plan history4
Yearassets · accounts · employer contribution
2025$18.4M · 243 accts · $808K emplr
2024$15.3M · 226 accts · $720K emplr
2023$10.9M · 203 accts · $615K emplr
2022$8.2M · 206 accts · $491K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$136,004
Total administrative$136,004
The Kinsley Group, Inc. 401(k) match · 2025
Employer contribution per active participant$3,832
Median for plans this size$2,666
2025$3,832 per active participant
2024$3,691 per active participant
2023$3,269 per active participant
2022$2,996 per active participant

Kinsley Group, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$122,353
ASCENSUS · Contract administrator · Other services$13,650
CARON BLETZER, PLLC · Accounting / auditindirect comp
KINSLEY GROUP, INC · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$136,004 · 0.81%
2024$75,257 · 0.57%
2023$51,193 · 0.54%
2022$42,956 · 0.53%
Similar plansWholesale Trade · Connecticut
Allan S. Goodman, Inc. CT$20.6M · 0.40%
S&S Worldwide, Inc. CT$19.8M · 0.01%
Thurston Foods, Inc. CT$18.1M · 0.11%
Drew Marine USA, Inc. CT$17.8M · 0.02%
Dichello Distributors, Inc. CT$16.7M · 0.24%
Breitling USA, Inc. CT$16.3M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042430816 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.