Plan Ledger DOL Form 5500 · updated monthly

Kinsley Construction, Inc.401(k)

KINSLEY CONSTRUCTION, INC. RETIREMENT PLAN · YORK, PA · plan year 2023

Reported admin expense ratio · 2023
0.17%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Kinsley Construction, Inc. reported $310,877 in plan administrative expenses for 2023: 0.17% of average plan assets, above the peer median. Employer contributions averaged $1,620 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.19% to 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 9,317 comparable plans and shown alongside other construction employers. By assets it is the 285th-largest of 3,651 plans among Pennsylvania employers on file, and the 350th of 5,337 in construction. In 2023, employees put in $1.95 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$197,186,402
Participants with balances2,230
Active participants3,709
Employer contributions$6,009,918
Employee contributions$11,744,456
Employer contribution per active participant$1,620
Average account balance$88,424
Benefits paid to participants$19,905,504
Plan auditUnmodified (clean) audit opinion
AuditorEMC CPAS LLC
Plan history2
Yearassets · accounts · employer contribution
2023$197.2M · 2,230 accts · $6.0M emplr
2022$166.5M · 2,141 accts · $5.7M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$102,744
Investment management$192,396
Audit (IQPA)$15,737
Total administrative$310,877
The Kinsley Construction, Inc. 401(k) match · 2023
Employer contribution per active participant$1,620
Median for plans this size$3,659
2023$1,620 per active participant
2022$1,637 per active participant

Kinsley Construction, Inc.'s 2023 employer contribution ran below the $3,659 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20234
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$102,744
VICUS CAPITAL · Investment advisory (plan)$192,395
RKL LLP · Accounting / audit$15,737
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$310,877 · 0.17%
2022$347,400 · 0.19%
Same employer
Similar plansConstruction · Pennsylvania
Kinsley Enterprises, Inc. PA$218.1M · 0.18%
Penn Line Enterprises, Inc. PA$190.1M · 0.00%
Glenn O. Hawbaker, Inc. PA$187.7M · 0.19%
Phrg Management, LLC PA$157.8M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231689806 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.