Plan Ledger DOL Form 5500 · updated monthly

Keystonecare403(b)

KEYSTONECARE 403(B) PLAN · WYNDMOOR, PA · plan year 2024

Reported admin expense ratio · 2024
1.16%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Keystonecare reported $35,017 in plan administrative expenses for 2024: 1.16% of average plan assets, higher than ~75% of peers. Employer contributions averaged $189 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.48% to 1.16%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (3,171st of 3,651), and 9,217th of 11,911 in health care & social assistance. In 2024, employees put in $11.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,058,794
Participants with balances71
Active participants150
Employer contributions$28,396
Employee contributions$317,563
Employer contribution per active participant$189
Average account balance$43,082
Benefits paid to participants$580,449
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.1M · 71 accts · $28K emplr
2023$3.0M · 125 accts · $46K emplr
2022$2.4M · 130 accts · $94K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$35,017
Total administrative$35,017
Employer contributions to the Keystonecare plan · 2024
Employer contribution per active participant$189
Median for plans this size$1,313
2024$189 per active participant
2023$309 per active participant
2022$588 per active participant

Keystonecare's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
RAYMOND JAMES & ASSOCIATES, INC. · Investment advisory (plan)$18,269
CAPITAL GROUP RETIREMENT PLAN SERVI$7,802

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$35,017 · 1.16%
2023$13,030 · 0.48%
2022$11,258 · 0.48%
Same employer
Similar plansHealth Care & Social Assistance · Pennsylvania
Wrc Senior Services PA$3.1M · 0.70%
A Second Chance, Inc. PA$3.1M · 1.00%
Family Support Services PA$3.1M · 0.50%
Grove Manor PA$3.0M · 1.46%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 273126595 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.