Plan Ledger DOL Form 5500 · updated monthly

Keystone Senior Management Services, Inc.401(k)

KEYSTONE SENIOR MANAGEMENT SERVICES, INC. 401(K) PLAN · INDIANAPOLIS, IN · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Keystone Senior Management Services, Inc. reported $7,606 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $142 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.93% to 0.27%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other real estate & leasing employers. By assets it is among the smaller plans on file in Indiana (1,305th of 1,562), and 1,703rd of 2,096 in real estate & leasing. In 2024, employees put in $4.04 for every $1.00 the employer contributed; active participation has grown from 991 to 1,170 since 2022.

Plan summary
Net assets, end of year$3,252,582
Participants with balances265
Active participants1,170
Employer contributions$165,617
Employee contributions$669,185
Employer contribution per active participant$142
Average account balance$12,274
Benefits paid to participants$271,902
Plan auditUnmodified (clean) audit opinion
AuditorBGBC PARTNERS, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$3.3M · 265 accts · $166K emplr
2023$2.4M · 232 accts · $104K emplr
2022$1.6M · 185 accts · $112K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,606
Total administrative$7,606
The Keystone Senior Management Services, Inc. 401(k) match · 2024
Employer contribution per active participant$142
Median for plans this size$1,313
2024$142 per active participant
2023$98 per active participant
2022$113 per active participant

Keystone Senior Management Services, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
NEWPORT GROUP, INC. · Contract administrator · Recordkeeping$7,606

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$7,606 · 0.27%
2023$6,448 · 0.33%
2022$15,064 · 0.93%
Similar plansReal Estate & Leasing · Indiana
Van Rooy Properties, Inc IN$4.0M · 0.36%
Velox Valuations LLC IN$3.0M · 0.81%

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Source: U.S. Department of Labor, Form 5500 series, EIN 300036455 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.