Plan Ledger DOL Form 5500 · updated monthly

Keystone School403(b)

KEYSTONE SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN · SAN ANTONIO, TX · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Keystone School reported $27,414 in plan administrative expenses for 2024: 0.20% of average plan assets, below the peer median. Employer contributions averaged $3,980 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.16% to 0.20%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 2,519th-largest of 5,688 plans among Texas employers on file, and 1,845th of 3,091 in educational services. In 2024, the employer put in $1.15 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$14,235,021
Participants with balances107
Active participants98
Employer contributions$390,071
Employee contributions$337,822
Employer contribution per active participant$3,980
Average account balance$133,038
Benefits paid to participants$1,016,374
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.2M · 107 accts · $390K emplr
2023$12.7M · 111 accts · $372K emplr
2022$12.7M · 116 accts · $364K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,362
Total administrative$27,414
Employer contributions to the Keystone School plan · 2024
Employer contribution per active participant$3,980
Median for plans this size$2,416
2024$3,980 per active participant
2023$3,680 per active participant
2022$3,501 per active participant

Keystone School's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$27,414 · 0.20%
2023$22,932 · 0.18%
2022$22,618 · 0.16%
Similar plansEducational Services · Texas
Alcuin School TX$17.4M · 0.18%
H.A.S.C., Inc. TX$17.3M · 0.04%
Stve-Aai Education, Inc TX$13.8M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741193337 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.