Plan Ledger DOL Form 5500 · updated monthly

Keystone Community Living, Inc.401(k)

KEYSTONE COMMUNITY LIVING, INC. 401(K) PLAN · SOUTH PLAINFIELD, NJ · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Keystone Community Living, Inc. reported $11,082 in plan administrative expenses for 2024: 0.21% of average plan assets, below the peer median. Employer contributions averaged $862 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.215%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New Jersey (1,836th of 2,419), and 7,603rd of 11,911 in health care & social assistance. In 2024, employees put in $2.95 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,559,027
Participants with balances143
Active participants135
Employer contributions$116,381
Employee contributions$343,246
Employer contribution per active participant$862
Average account balance$38,874
Benefits paid to participants$162,951
Plan auditUnmodified (clean) audit opinion
AuditorRKL LLP
Plan history3
Yearassets · accounts · employer contribution
2024$5.6M · 143 accts · $116K emplr
2023$4.8M · 148 accts · $114K emplr
2022$4.7M · 156 accts · $122K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,530
Investment management$2,762
Total administrative$11,082
The Keystone Community Living, Inc. 401(k) match · 2024
Employer contribution per active participant$862
Median for plans this size$1,313
2024$862 per active participant
2023$914 per active participant
2022$952 per active participant

Keystone Community Living, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$11,082 · 0.21%
2023$9,260 · 0.20%
2022$11,707 · 0.21%
Similar plansHealth Care & Social Assistance · New Jersey
Homefront, Inc. NJ$5.9M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 222924110 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.