Plan Ledger DOL Form 5500 · updated monthly

Keystone Cement Company, LLC401(k)

KEYSTONE CEMENT COMPANY HOURLY EMPLOYEE 401(K) PLAN · HARLEYVILLE, SC · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Keystone Cement Company, LLC reported $28,419 in plan administrative expenses for 2024: 0.28% of average plan assets, below the peer median. Employer contributions averaged $4,429 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.281%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in South Carolina (417th of 807), and 8,627th of 13,661 in manufacturing. In 2024, employees put in $1.27 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,347,348
Participants with balances110
Active participants93
Employer contributions$411,893
Employee contributions$524,627
Employer contribution per active participant$4,429
Average account balance$94,067
Benefits paid to participants$1,593,486
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.3M · 110 accts · $412K emplr
2023$9.9M · 107 accts · $380K emplr
2022$8.1M · 104 accts · $342K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,419
Total administrative$28,419
The Keystone Cement Company, LLC 401(k) match · 2024
Employer contribution per active participant$4,429
Median for plans this size$2,416
2024$4,429 per active participant
2023$4,087 per active participant
2022$3,840 per active participant

Keystone Cement Company, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$28,418
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$28,419 · 0.28%
2023$26,464 · 0.29%
2022$25,783 · 0.28%
Same employer
Similar plansManufacturing · South Carolina
Mancor Industries, Inc. SC$11.6M · 0.58%
Weylchem US, Inc. SC$10.7M · 0.82%
The Urban Electric Company SC$10.0M · 0.41%
Key West Boats, Inc. SC$9.0M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202268581 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.