Plan Ledger DOL Form 5500 · updated monthly

Keystone Agency Partners LLC401(k)

KEYSTONE AGENCY PARTNERS 401(K) PLAN · HARRISBURG, PA · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Keystone Agency Partners LLC reported $76,443 in plan administrative expenses for 2024: 0.10% of average plan assets, below the peer median. Employer contributions averaged $2,399 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.19% to 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 516th-largest of 3,651 plans among Pennsylvania employers on file, and the 1,099th of 4,798 in finance & insurance. In 2024, employees put in $2.18 for every $1.00 the employer contributed; active participation has grown from 828 to 1,757 since 2022.

Plan summary
Net assets, end of year$88,465,539
Participants with balances1,280
Active participants1,757
Employer contributions$4,214,842
Employee contributions$9,178,946
Employer contribution per active participant$2,399
Average account balance$69,114
Benefits paid to participants$7,333,919
Plan auditUnmodified (clean) audit opinion
AuditorBODWELL VASEK WELLS DESIMONE LLP
Plan history3
Yearassets · accounts · employer contribution
2024$88.5M · 1,280 accts · $4.2M emplr
2023$67.6M · 1,057 accts · $3.5M emplr
2022$40.5M · 698 accts · $2.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$23,595
Investment management$52,848
Total administrative$76,443
The Keystone Agency Partners LLC 401(k) match · 2024
Employer contribution per active participant$2,399
Median for plans this size$3,635
2024$2,399 per active participant
2023$2,838 per active participant
2022$2,801 per active participant

Keystone Agency Partners LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MORGAN STANLEY SMITH BARNEY LLC · Investment advisory (participants)$33,000
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$23,595
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$19,848

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$76,443 · 0.10%
2023$133,911 · 0.25%
2022$56,076 · 0.19%
Same employer
Similar plansFinance & Insurance · Pennsylvania
Customers Bank PA$96.1M · 0.20%
Hamilton Lane Advisors, LLC PA$94.9M · 0.15%
SHIFT4 Payments, LLC PA$94.9M · 0.03%
Firstrust Savings Bank PA$83.5M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 842940208 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.