Plan Ledger DOL Form 5500 · updated monthly

Kentuckiana Reporters401(k)

KENTUCKIANA REPORTERS 401(K) PLAN · LOUISVILLE, KY · plan year 2025

Reported admin expense ratio · 2025
0.19%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Kentuckiana Reporters reported $3,925 in plan administrative expenses for 2025: 0.19% of average plan assets, lower than ~75% of peers. Employer contributions averaged $712 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.07% to 0.19%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Kentucky (754th of 871), and 10,747th of 11,654 in professional & technical services. In 2025, employees put in $1.57 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,401,817
Participants with balances174
Active participants319
Employer contributions$227,091
Employee contributions$356,858
Employer contribution per active participant$712
Average account balance$13,804
Benefits paid to participants$137,511
Plan auditUnmodified (clean) audit opinion
AuditorLBMC PC
Plan history2
Yearassets · accounts · employer contribution
2025$2.4M · 174 accts · $227K emplr
2022$664K · 69 accts · $71K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,925
Total administrative$3,925
The Kentuckiana Reporters 401(k) match · 2025
Employer contribution per active participant$712
Median for plans this size$1,464
2025$712 per active participant
2022$435 per active participant

Kentuckiana Reporters's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
ADP, INC. · Recordkeeping · Loan processing$3,925
ADP BROKER-DEALERindirect comp
SMITH BARNEY · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$3,925 · 0.19%
2022$415 · 0.07%
Similar plansProfessional & Technical Services · Kentucky
Wabuck Development, Inc. KY$3.1M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 205938206 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.